Side-by-side · Q2 2026 data
First American Bank and Trust vs Department of Corrections Credit Union
Credit union
Department of Corrections Credit Union
Baton Rouge, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | First American Bank and Trust | Department of Corrections Credit Union |
|---|---|---|
| TellerScore | 73 | 90 (stronger) |
| Capital cushion | 88 | 100 (stronger) |
| Loan quality | 57 | 81 (stronger) |
| Earnings | 65 | 86 (stronger) |
| Funding & liquidity | 72 | 86 (stronger) |
| Problem-loan coverage | 87 | 97 (stronger) |
| Peer percentile | 70th | 95th |
| Total assets | $1.4B | $126.3M |
| Deposits / shares | $1.2B | $96.0M |
| Capital ratio | 13.81% | 23.38% (stronger) |
| Problem loans | 1.28% | 0.57% (stronger) |
| Net charge-offs | 0.32% (stronger) | 0.39% |
| Return on assets | 1.11% | 1.64% (stronger) |
| Loans ÷ deposits | 69.5% (stronger) | 74.4% |
| Uninsured deposits | 32.1% | 1.5% (stronger) |
| Offices | 25 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | — |
Department of Corrections Credit Union has the higher TellerScore (90 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First American Bank and Trust leads on 2 and Department of Corrections Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.