TellerScore

Side-by-side · Q2 2026 data

First American Bank and Trust Company vs Barwick Banking Company

Bank

First American Bank and Trust Company

Athens, Georgia · $100 million – $1 billion

86of 100
Very strong

Bank

Barwick Banking Company

Barwick, Georgia · $100 million – $1 billion

57of 100
Moderate

Metric by metric

MeasureFirst American Bank and Trust CompanyBarwick Banking Company
TellerScore86 (stronger)57
Capital cushion83 (stronger)37
Loan quality100 (stronger)84
Earnings99 (stronger)55
Funding & liquidity44 (stronger)31
Problem-loan coverage100 (stronger)91
Peer percentile90th14th
Total assets$901.9M$829.6M
Deposits / shares$753.2M$702.3M
Capital ratio13.34% (stronger)8.67%
Problem loans0.00% (stronger)0.49%
Net charge-offs0.00% (stronger)0.10%
Return on assets1.98% (stronger)0.87%
Loans ÷ deposits93.1% (stronger)98.8%
Uninsured deposits36.3% (stronger)42.1%
Offices77
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)2.5%—

First American Bank and Trust Company has the higher TellerScore (86 vs 57). On the 7 directional measures above (where higher or lower is clearly better), First American Bank and Trust Company leads on 7 and Barwick Banking Company on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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