Side-by-side · Q2 2026 data
First American Bank and Trust Company vs Classic City Bank
Metric by metric
| Measure | First American Bank and Trust Company | Classic City Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 80 |
| Capital cushion | 83 (stronger) | 60 |
| Loan quality | 100 | 100 |
| Earnings | 99 | 100 (stronger) |
| Funding & liquidity | 44 | 48 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 90th | 77th |
| Total assets | $901.9M | $314.3M |
| Deposits / shares | $753.2M | $277.8M |
| Capital ratio | 13.34% (stronger) | 11.04% |
| Problem loans | 0.00% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.98% | 2.11% (stronger) |
| Loans ÷ deposits | 93.1% | 72.5% (stronger) |
| Uninsured deposits | 36.3% (stronger) | 50.7% |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | — |
First American Bank and Trust Company has the higher TellerScore (86 vs 80). On the 6 directional measures above (where higher or lower is clearly better), First American Bank and Trust Company leads on 3 and Classic City Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.