Side-by-side · Q2 2026 data
First American Bank vs First Mid Bank & Trust, National Association
Metric by metric
| Measure | First American Bank | First Mid Bank & Trust, National Association |
|---|---|---|
| TellerScore | 63 | 70 (stronger) |
| Capital cushion | 26 | 57 (stronger) |
| Loan quality | 80 | 81 (stronger) |
| Earnings | 81 (stronger) | 64 |
| Funding & liquidity | 67 | 68 (stronger) |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 30th | 58th |
| Total assets | $8.6B | $9.1B |
| Deposits / shares | $5.6B | $7.6B |
| Capital ratio | 7.58% | 10.70% (stronger) |
| Problem loans | 0.60% | 0.58% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.08% |
| Return on assets | 1.52% (stronger) | 1.10% |
| Loans ÷ deposits | 60.1% (stronger) | 89.7% |
| Uninsured deposits | 44.6% | 17.1% (stronger) |
| Offices | 57 | 85 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.0% | 22.9% |
First Mid Bank & Trust, National Association has the higher TellerScore (70 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First American Bank leads on 3 and First Mid Bank & Trust, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.