Side-by-side · Q2 2026 data
First American Bank vs Lake Forest Bank & Trust Company, National Association
Bank
Lake Forest Bank & Trust Company, National Association
Lake Forest, Illinois · $1 billion – $10 billion
Metric by metric
| Measure | First American Bank | Lake Forest Bank & Trust Company, National Association |
|---|---|---|
| TellerScore | 63 | 71 (stronger) |
| Capital cushion | 26 | 49 (stronger) |
| Loan quality | 80 | 89 (stronger) |
| Earnings | 81 | 100 (stronger) |
| Funding & liquidity | 67 (stronger) | 29 |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 30th | 63rd |
| Total assets | $8.6B | $9.3B |
| Deposits / shares | $5.6B | $7.3B |
| Capital ratio | 7.58% | 9.93% (stronger) |
| Problem loans | 0.60% | 0.34% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.03% |
| Return on assets | 1.52% | 1.99% (stronger) |
| Loans ÷ deposits | 60.1% (stronger) | 94.2% |
| Uninsured deposits | 44.6% (stronger) | 48.7% |
| Offices | 57 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.0% | 2.5% |
Lake Forest Bank & Trust Company, National Association has the higher TellerScore (71 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First American Bank leads on 3 and Lake Forest Bank & Trust Company, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.