Side-by-side · Q2 2026 data
First American Bank vs Wintrust Bank, National Association
Metric by metric
| Measure | First American Bank | Wintrust Bank, National Association |
|---|---|---|
| TellerScore | 63 | 75 (stronger) |
| Capital cushion | 26 | 64 (stronger) |
| Loan quality | 80 | 88 (stronger) |
| Earnings | 81 | 99 (stronger) |
| Funding & liquidity | 67 (stronger) | 31 |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 30th | 77th |
| Total assets | $8.6B | $9.6B |
| Deposits / shares | $5.6B | $8.3B |
| Capital ratio | 7.58% | 11.41% (stronger) |
| Problem loans | 0.60% | 0.36% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.24% |
| Return on assets | 1.52% | 1.98% (stronger) |
| Loans ÷ deposits | 60.1% (stronger) | 95.1% |
| Uninsured deposits | 44.6% (stronger) | 45.9% |
| Offices | 57 | 35 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.0% | 3.0% |
Wintrust Bank, National Association has the higher TellerScore (75 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First American Bank leads on 3 and Wintrust Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.