Side-by-side · Q2 2026 data
First American Trust, FSB vs California International Bank, N.A.
Bank
California International Bank, N.A.
Westminster, California · $100 million – $1 billion
Metric by metric
| Measure | First American Trust, FSB | California International Bank, N.A. |
|---|---|---|
| TellerScore | 67 | 89 (stronger) |
| Capital cushion | 29 | 85 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 78 | 89 (stronger) |
| Funding & liquidity | 50 | 70 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 44th | 94th |
| Total assets | $9.2B | $120.9M |
| Deposits / shares | $8.7B | $105.9M |
| Capital ratio | 7.89% | 13.51% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.45% | 1.71% (stronger) |
| Loans ÷ deposits | 0.0% (stronger) | 76.7% |
| Uninsured deposits | 63.8% | 27.3% (stronger) |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | 49 | — |
| Complaints per $1B deposits | 5.6 | — |
| Mortgage denial rate (HMDA) | — | — |
California International Bank, N.A. has the higher TellerScore (89 vs 67). On the 5 directional measures above (where higher or lower is clearly better), First American Trust, FSB leads on 1 and California International Bank, N.A. on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.