Side-by-side · Q2 2026 data
First American Trust, FSB vs Capital Bank and Trust Company
Metric by metric
| Measure | First American Trust, FSB | Capital Bank and Trust Company |
|---|---|---|
| TellerScore | 67 | 94 (stronger) |
| Capital cushion | 29 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 50 | 61 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 44th | 98th |
| Total assets | $9.2B | $266.1M |
| Deposits / shares | $8.7B | $500K |
| Capital ratio | 7.89% | 79.26% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.45% | 81.14% (stronger) |
| Loans ÷ deposits | 0.0% | 0.0% |
| Uninsured deposits | 63.8% | 50.0% (stronger) |
| Offices | 11 | 1 |
| CFPB complaints (3 yrs) | 49 | — |
| Complaints per $1B deposits | 5.6 | — |
| Mortgage denial rate (HMDA) | — | — |
Capital Bank and Trust Company has the higher TellerScore (94 vs 67). On the 4 directional measures above (where higher or lower is clearly better), First American Trust, FSB leads on 0 and Capital Bank and Trust Company on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.