Side-by-side · Q2 2026 data
First American Trust, FSB vs Poppy Bank
Metric by metric
| Measure | First American Trust, FSB | Poppy Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 52 |
| Capital cushion | 29 | 47 (stronger) |
| Loan quality | 100 (stronger) | 37 |
| Earnings | 78 (stronger) | 72 |
| Funding & liquidity | 50 | 52 (stronger) |
| Problem-loan coverage | 100 (stronger) | 68 |
| Peer percentile | 44th | 9th |
| Total assets | $9.2B | $8.3B |
| Deposits / shares | $8.7B | $6.3B |
| Capital ratio | 7.89% | 9.71% (stronger) |
| Problem loans | 0.00% (stronger) | 1.89% |
| Net charge-offs | 0.00% (stronger) | 0.40% |
| Return on assets | 1.45% (stronger) | 1.29% |
| Loans ÷ deposits | 0.0% (stronger) | 91.5% |
| Uninsured deposits | 63.8% | 30.2% (stronger) |
| Offices | 11 | 45 |
| CFPB complaints (3 yrs) | 49 | — |
| Complaints per $1B deposits | 5.6 | — |
| Mortgage denial rate (HMDA) | — | — |
First American Trust, FSB has the higher TellerScore (67 vs 52). On the 7 directional measures above (where higher or lower is clearly better), First American Trust, FSB leads on 5 and Poppy Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.