Side-by-side · Q2 2026 data
First American Trust, FSB vs Preferred Bank
Metric by metric
| Measure | First American Trust, FSB | Preferred Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 58 |
| Capital cushion | 29 | 56 (stronger) |
| Loan quality | 100 (stronger) | 48 |
| Earnings | 78 | 88 (stronger) |
| Funding & liquidity | 50 (stronger) | 25 |
| Problem-loan coverage | 100 (stronger) | 77 |
| Peer percentile | 44th | 17th |
| Total assets | $9.2B | $7.7B |
| Deposits / shares | $8.7B | $6.5B |
| Capital ratio | 7.89% | 10.55% (stronger) |
| Problem loans | 0.00% (stronger) | 1.57% |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 1.45% | 1.69% (stronger) |
| Loans ÷ deposits | 0.0% (stronger) | 95.8% |
| Uninsured deposits | 63.8% | 50.3% (stronger) |
| Offices | 11 | 17 |
| CFPB complaints (3 yrs) | 49 | — |
| Complaints per $1B deposits | 5.6 | — |
| Mortgage denial rate (HMDA) | — | 12.4% |
First American Trust, FSB has the higher TellerScore (67 vs 58). On the 7 directional measures above (where higher or lower is clearly better), First American Trust, FSB leads on 4 and Preferred Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.