TellerScore

Side-by-side · Q2 2026 data

First & Farmers National Bank, Inc. vs Pbk Bank, Inc.

Bank

First & Farmers National Bank, Inc.

Somerset, Kentucky · $100 million – $1 billion

75of 100
Strong

Bank

Pbk Bank, Inc.

Stanford, Kentucky · $100 million – $1 billion

94of 100
Very strong

Metric by metric

MeasureFirst & Farmers National Bank, Inc.Pbk Bank, Inc.
TellerScore7594 (stronger)
Capital cushion65100 (stronger)
Loan quality7485 (stronger)
Earnings8093 (stronger)
Funding & liquidity8295 (stronger)
Problem-loan coverage9196 (stronger)
Peer percentile61st98th
Total assets$714.2M$175.6M
Deposits / shares$630.7M$150.4M
Capital ratio11.51%15.17% (stronger)
Problem loans0.77%0.46% (stronger)
Net charge-offs0.05% (stronger)0.19%
Return on assets1.50%1.82% (stronger)
Loans ÷ deposits77.3%64.9% (stronger)
Uninsured deposits15.6%9.0% (stronger)
Offices116
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Pbk Bank, Inc. has the higher TellerScore (94 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First & Farmers National Bank, Inc. leads on 1 and Pbk Bank, Inc. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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