Side-by-side · Q2 2026 data
First & Farmers National Bank, Inc. vs The First National Bank of Russell Springs
Bank
The First National Bank of Russell Springs
Russell Springs, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | First & Farmers National Bank, Inc. | The First National Bank of Russell Springs |
|---|---|---|
| TellerScore | 75 (stronger) | 73 |
| Capital cushion | 65 (stronger) | 55 |
| Loan quality | 74 | 96 (stronger) |
| Earnings | 80 (stronger) | 78 |
| Funding & liquidity | 82 (stronger) | 46 |
| Problem-loan coverage | 91 | 98 (stronger) |
| Peer percentile | 61st | 53rd |
| Total assets | $714.2M | $475.2M |
| Deposits / shares | $630.7M | $409.0M |
| Capital ratio | 11.51% (stronger) | 10.52% |
| Problem loans | 0.77% | 0.11% (stronger) |
| Net charge-offs | 0.05% | 0.01% (stronger) |
| Return on assets | 1.50% (stronger) | 1.45% |
| Loans ÷ deposits | 77.3% (stronger) | 83.9% |
| Uninsured deposits | 15.6% (stronger) | 42.1% |
| Offices | 11 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First & Farmers National Bank, Inc. has the higher TellerScore (75 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First & Farmers National Bank, Inc. leads on 5 and The First National Bank of Russell Springs on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.