Side-by-side · Q2 2026 data
First & Peoples Bank and Trust Company vs Century Bank of Kentucky, Inc.
Metric by metric
| Measure | First & Peoples Bank and Trust Company | Century Bank of Kentucky, Inc. |
|---|---|---|
| TellerScore | 27 | 84 (stronger) |
| Capital cushion | 40 | 54 (stronger) |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 1 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 0 | 100 (stronger) |
| Peer percentile | 0th | 86th |
| Total assets | $207.1M | $208.1M |
| Deposits / shares | $190.6M | $188.0M |
| Capital ratio | 9.05% | 10.41% (stronger) |
| Problem loans | 15.30% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | -0.48% | 2.17% (stronger) |
| Loans ÷ deposits | 45.9% (stronger) | 75.3% |
| Uninsured deposits | 14.7% | 14.3% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Century Bank of Kentucky, Inc. has the higher TellerScore (84 vs 27). On the 7 directional measures above (where higher or lower is clearly better), First & Peoples Bank and Trust Company leads on 2 and Century Bank of Kentucky, Inc. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.