Side-by-side · Q2 2026 data
First Arkansas Bank and Trust vs First Service Bank
Metric by metric
| Measure | First Arkansas Bank and Trust | First Service Bank |
|---|---|---|
| TellerScore | 63 (stronger) | 59 |
| Capital cushion | 57 (stronger) | 41 |
| Loan quality | 46 | 83 (stronger) |
| Earnings | 84 (stronger) | 55 |
| Funding & liquidity | 66 (stronger) | 39 |
| Problem-loan coverage | 77 | 89 (stronger) |
| Peer percentile | 30th | 19th |
| Total assets | $1.1B | $1.0B |
| Deposits / shares | $985.8M | $919.2M |
| Capital ratio | 10.74% (stronger) | 9.06% |
| Problem loans | 1.63% | 0.50% (stronger) |
| Net charge-offs | 0.63% | 0.00% (stronger) |
| Return on assets | 1.61% (stronger) | 0.87% |
| Loans ÷ deposits | 79.9% (stronger) | 95.4% |
| Uninsured deposits | 27.6% (stronger) | 38.5% |
| Offices | 18 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.0% | 11.0% |
First Arkansas Bank and Trust has the higher TellerScore (63 vs 59). On the 7 directional measures above (where higher or lower is clearly better), First Arkansas Bank and Trust leads on 5 and First Service Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Conway, AR
- Clinton, AR
- Greenbrier, AR