Side-by-side · Q2 2026 data
First Atlantic Federal Credit Union vs First Harvest Federal Credit Union
Credit union
First Atlantic Federal Credit Union
Eatontown, New Jersey · $100 million – $1 billion
Credit union
First Harvest Federal Credit Union
Deptford, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | First Atlantic Federal Credit Union | First Harvest Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 53 |
| Capital cushion | 88 (stronger) | 30 |
| Loan quality | 74 (stronger) | 68 |
| Earnings | 90 (stronger) | 34 |
| Funding & liquidity | 90 (stronger) | 78 |
| Problem-loan coverage | 93 (stronger) | 82 |
| Peer percentile | 89th | 9th |
| Total assets | $332.2M | $484.5M |
| Deposits / shares | $280.1M | $427.1M |
| Capital ratio | 13.81% (stronger) | 8.01% |
| Problem loans | 0.79% (stronger) | 0.96% |
| Net charge-offs | 0.22% (stronger) | 0.35% |
| Return on assets | 1.75% (stronger) | 0.35% |
| Loans ÷ deposits | 70.6% (stronger) | 82.5% |
| Uninsured deposits | 9.0% | 4.4% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.6% | 36.8% |
First Atlantic Federal Credit Union has the higher TellerScore (86 vs 53). On the 7 directional measures above (where higher or lower is clearly better), First Atlantic Federal Credit Union leads on 6 and First Harvest Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.