Side-by-side · Q2 2026 data
First Atlantic Federal Credit Union vs Rutgers Federal Credit Union
Credit union
First Atlantic Federal Credit Union
Eatontown, New Jersey · $100 million – $1 billion
Credit union
Rutgers Federal Credit Union
New Brunswick, New Jersey · Under $100 million in assets
Metric by metric
| Measure | First Atlantic Federal Credit Union | Rutgers Federal Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 85 |
| Capital cushion | 88 (stronger) | 76 |
| Loan quality | 74 | 87 (stronger) |
| Earnings | 90 (stronger) | 82 |
| Funding & liquidity | 90 | 100 (stronger) |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 89th | 77th |
| Total assets | $332.2M | $77.4M |
| Deposits / shares | $280.1M | $67.0M |
| Capital ratio | 13.81% (stronger) | 12.64% |
| Problem loans | 0.79% | 0.39% (stronger) |
| Net charge-offs | 0.22% (stronger) | 0.52% |
| Return on assets | 1.75% (stronger) | 1.54% |
| Loans ÷ deposits | 70.6% | 31.6% (stronger) |
| Uninsured deposits | 9.0% | 6.2% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.6% | — |
First Atlantic Federal Credit Union has the higher TellerScore (86 vs 85). On the 7 directional measures above (where higher or lower is clearly better), First Atlantic Federal Credit Union leads on 4 and Rutgers Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.