Side-by-side · Q2 2026 data
First Bank & Trust vs Dacotah Bank
Metric by metric
| Measure | First Bank & Trust | Dacotah Bank |
|---|---|---|
| TellerScore | 70 (stronger) | 55 |
| Capital cushion | 54 (stronger) | 51 |
| Loan quality | 86 (stronger) | 49 |
| Earnings | 72 (stronger) | 64 |
| Funding & liquidity | 58 (stronger) | 47 |
| Problem-loan coverage | 93 (stronger) | 76 |
| Peer percentile | 58th | 13th |
| Total assets | $4.8B | $4.9B |
| Deposits / shares | $4.2B | $4.3B |
| Capital ratio | 10.37% (stronger) | 10.07% |
| Problem loans | 0.42% (stronger) | 1.52% |
| Net charge-offs | 0.02% (stronger) | 0.23% |
| Return on assets | 1.31% (stronger) | 1.09% |
| Loans ÷ deposits | 84.6% (stronger) | 92.8% |
| Uninsured deposits | 31.1% (stronger) | 33.5% |
| Offices | 22 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.9% | 6.4% |
First Bank & Trust has the higher TellerScore (70 vs 55). On the 7 directional measures above (where higher or lower is clearly better), First Bank & Trust leads on 7 and Dacotah Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.