Side-by-side · Q2 2026 data
First Bank & Trust vs The Bancorp Bank, National Association
Bank
The Bancorp Bank, National Association
Sioux Falls, South Dakota · $1 billion – $10 billion
Metric by metric
| Measure | First Bank & Trust | The Bancorp Bank, National Association |
|---|---|---|
| TellerScore | 70 (stronger) | 63 |
| Capital cushion | 54 (stronger) | 41 |
| Loan quality | 86 (stronger) | 56 |
| Earnings | 72 | 100 (stronger) |
| Funding & liquidity | 58 | 65 (stronger) |
| Problem-loan coverage | 93 (stronger) | 67 |
| Peer percentile | 58th | 30th |
| Total assets | $4.8B | $9.2B |
| Deposits / shares | $4.2B | $7.5B |
| Capital ratio | 10.37% (stronger) | 9.09% |
| Problem loans | 0.42% (stronger) | 1.33% |
| Net charge-offs | 0.02% (stronger) | 1.51% |
| Return on assets | 1.31% | 2.94% (stronger) |
| Loans ÷ deposits | 84.6% (stronger) | 95.1% |
| Uninsured deposits | 31.1% | 2.8% (stronger) |
| Offices | 22 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.9% | — |
First Bank & Trust has the higher TellerScore (70 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First Bank & Trust leads on 5 and The Bancorp Bank, National Association on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.