Side-by-side · Q2 2026 data
First Bank & Trust Co. vs International Bank of Commerce
Metric by metric
| Measure | First Bank & Trust Co. | International Bank of Commerce |
|---|---|---|
| TellerScore | 61 | 88 (stronger) |
| Capital cushion | 99 | 100 (stronger) |
| Loan quality | 0 | 78 (stronger) |
| Earnings | 100 (stronger) | 75 |
| Funding & liquidity | 44 | 90 (stronger) |
| Problem-loan coverage | 51 | 96 (stronger) |
| Peer percentile | 20th | 98th |
| Total assets | $952.1M | $1.6B |
| Deposits / shares | $802.1M | $1.2B |
| Capital ratio | 14.89% | 15.53% (stronger) |
| Problem loans | 5.22% | 0.66% (stronger) |
| Net charge-offs | 0.68% | 0.25% (stronger) |
| Return on assets | 2.20% (stronger) | 1.37% |
| Loans ÷ deposits | 87.4% | 54.8% (stronger) |
| Uninsured deposits | 40.7% | 24.2% (stronger) |
| Offices | 13 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
International Bank of Commerce has the higher TellerScore (88 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First Bank & Trust Co. leads on 1 and International Bank of Commerce on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Ardmore, OK
- Duncan, OK
- Edmond, OK
- Norman, OK
- Lindsay, OK