Side-by-side · Q2 2026 data
First Bank and Trust Company of Illinois vs Northwest Municipal Federal Credit Union
Credit union
Northwest Municipal Federal Credit Union
Des Plaines, Illinois · Under $100 million in assets
Metric by metric
| Measure | First Bank and Trust Company of Illinois | Northwest Municipal Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 86 (stronger) |
| Capital cushion | 100 (stronger) | 87 |
| Loan quality | 0 | 97 (stronger) |
| Earnings | 77 (stronger) | 56 |
| Funding & liquidity | 72 | 100 (stronger) |
| Problem-loan coverage | 45 | 99 (stronger) |
| Peer percentile | 20th | 80th |
| Total assets | $228.6M | $41.4M |
| Deposits / shares | $189.5M | $35.7M |
| Capital ratio | 15.91% (stronger) | 13.68% |
| Problem loans | 8.37% | 0.09% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.04% |
| Return on assets | 1.43% (stronger) | 0.90% |
| Loans ÷ deposits | 67.2% | 49.6% (stronger) |
| Uninsured deposits | 34.3% | 6.8% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northwest Municipal Federal Credit Union has the higher TellerScore (86 vs 61). On the 7 directional measures above (where higher or lower is clearly better), First Bank and Trust Company of Illinois leads on 3 and Northwest Municipal Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.