Side-by-side · Q2 2026 data
First Bank vs Blue Ridge Bank, National Association
Bank
Blue Ridge Bank, National Association
Martinsville, Virginia · $1 billion – $10 billion
Metric by metric
| Measure | First Bank | Blue Ridge Bank, National Association |
|---|---|---|
| TellerScore | 74 (stronger) | 49 |
| Capital cushion | 65 (stronger) | 62 |
| Loan quality | 84 (stronger) | 44 |
| Earnings | 83 (stronger) | 20 |
| Funding & liquidity | 51 | 55 (stronger) |
| Problem-loan coverage | 95 (stronger) | 76 |
| Peer percentile | 87th | 6th |
| Total assets | $13.0B | $2.3B |
| Deposits / shares | $11.1B | $1.9B |
| Capital ratio | 11.50% (stronger) | 11.23% |
| Problem loans | 0.49% (stronger) | 1.68% |
| Net charge-offs | 0.05% | 0.03% (stronger) |
| Return on assets | 1.56% (stronger) | 0.01% |
| Loans ÷ deposits | 80.0% (stronger) | 96.8% |
| Uninsured deposits | 41.0% | 22.7% (stronger) |
| Offices | 111 | 27 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.3% | 11.7% |
First Bank has the higher TellerScore (74 vs 49). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 5 and Blue Ridge Bank, National Association on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.