Side-by-side · Q2 2026 data
First Bank vs First Federal Bank
Metric by metric
| Measure | First Bank | First Federal Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 59 |
| Capital cushion | 65 (stronger) | 42 |
| Loan quality | 84 | 84 |
| Earnings | 83 (stronger) | 32 |
| Funding & liquidity | 51 | 64 (stronger) |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 87th | 17th |
| Total assets | $13.0B | $275.6M |
| Deposits / shares | $11.1B | $250.5M |
| Capital ratio | 11.50% (stronger) | 9.25% |
| Problem loans | 0.49% | 0.47% (stronger) |
| Net charge-offs | 0.05% | -0.00% (stronger) |
| Return on assets | 1.56% (stronger) | 0.29% |
| Loans ÷ deposits | 80.0% (stronger) | 80.2% |
| Uninsured deposits | 41.0% | 29.9% (stronger) |
| Offices | 111 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.3% | 0.0% |
First Bank has the higher TellerScore (74 vs 59). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 4 and First Federal Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Angier, NC
- Dunn, NC
- Fuquay Varina, NC