Side-by-side · Q2 2026 data
First Bank vs Founders Federal Credit Union
Metric by metric
| Measure | First Bank | Founders Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 79 (stronger) |
| Capital cushion | 65 | 86 (stronger) |
| Loan quality | 84 (stronger) | 77 |
| Earnings | 83 (stronger) | 77 |
| Funding & liquidity | 51 | 66 (stronger) |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 87th | 86th |
| Total assets | $13.0B | $5.2B |
| Deposits / shares | $11.1B | $4.4B |
| Capital ratio | 11.50% | 13.62% (stronger) |
| Problem loans | 0.49% (stronger) | 0.68% |
| Net charge-offs | 0.05% (stronger) | 1.07% |
| Return on assets | 1.56% (stronger) | 1.43% |
| Loans ÷ deposits | 80.0% (stronger) | 94.2% |
| Uninsured deposits | 41.0% | 11.4% (stronger) |
| Offices | 111 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.3% | 26.2% |
Founders Federal Credit Union has the higher TellerScore (79 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 4 and Founders Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Rock Hill, SC
- Charlotte, NC
- Cheraw, SC