Side-by-side · Q2 2026 data
First Bank vs Jackson Savings Bank, SSB
Metric by metric
| Measure | First Bank | Jackson Savings Bank, SSB |
|---|---|---|
| TellerScore | 74 | 76 (stronger) |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 84 | 84 |
| Earnings | 83 (stronger) | 29 |
| Funding & liquidity | 51 | 66 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 87th | 56th |
| Total assets | $13.0B | $31.9M |
| Deposits / shares | $11.1B | $24.7M |
| Capital ratio | 11.50% | 23.04% (stronger) |
| Problem loans | 0.49% (stronger) | 0.49% |
| Net charge-offs | 0.05% | 0.00% (stronger) |
| Return on assets | 1.56% (stronger) | 0.22% |
| Loans ÷ deposits | 80.0% (stronger) | 94.2% |
| Uninsured deposits | 41.0% | 5.3% (stronger) |
| Offices | 111 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.3% | — |
Jackson Savings Bank, SSB has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 3 and Jackson Savings Bank, SSB on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sylva, NC