Side-by-side · Q2 2026 data
First Bank vs Impact Bank
Metric by metric
| Measure | First Bank | Impact Bank |
|---|---|---|
| TellerScore | 45 | 80 (stronger) |
| Capital cushion | 74 (stronger) | 56 |
| Loan quality | 0 | 99 (stronger) |
| Earnings | 62 | 87 (stronger) |
| Funding & liquidity | 59 | 75 (stronger) |
| Problem-loan coverage | 18 | 100 (stronger) |
| Peer percentile | 4th | 77th |
| Total assets | $162.4M | $167.2M |
| Deposits / shares | $124.3M | $153.0M |
| Capital ratio | 12.41% (stronger) | 10.62% |
| Problem loans | 7.82% | 0.03% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.05% |
| Return on assets | 1.06% | 1.67% (stronger) |
| Loans ÷ deposits | 90.3% | 64.7% (stronger) |
| Uninsured deposits | 24.6% (stronger) | 33.7% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Impact Bank has the higher TellerScore (80 vs 45). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 3 and Impact Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.