Side-by-side · Q2 2026 data
First Bank vs Lyons Federal Bank
Metric by metric
| Measure | First Bank | Lyons Federal Bank |
|---|---|---|
| TellerScore | 45 | 78 (stronger) |
| Capital cushion | 74 | 77 (stronger) |
| Loan quality | 0 | 92 (stronger) |
| Earnings | 62 | 62 |
| Funding & liquidity | 59 | 64 (stronger) |
| Problem-loan coverage | 18 | 98 (stronger) |
| Peer percentile | 4th | 72nd |
| Total assets | $162.4M | $197.6M |
| Deposits / shares | $124.3M | $166.7M |
| Capital ratio | 12.41% | 12.70% (stronger) |
| Problem loans | 7.82% | 0.23% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.00% |
| Return on assets | 1.06% (stronger) | 1.06% |
| Loans ÷ deposits | 90.3% | 86.4% (stronger) |
| Uninsured deposits | 24.6% | 23.9% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lyons Federal Bank has the higher TellerScore (78 vs 45). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 2 and Lyons Federal Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lyons, KS