Side-by-side · Q2 2026 data
First Bank vs The Community Bank
Metric by metric
| Measure | First Bank | The Community Bank |
|---|---|---|
| TellerScore | 45 | 85 (stronger) |
| Capital cushion | 74 | 78 (stronger) |
| Loan quality | 0 | 99 (stronger) |
| Earnings | 62 | 66 (stronger) |
| Funding & liquidity | 59 | 93 (stronger) |
| Problem-loan coverage | 18 | 100 (stronger) |
| Peer percentile | 4th | 88th |
| Total assets | $162.4M | $173.5M |
| Deposits / shares | $124.3M | $152.2M |
| Capital ratio | 12.41% | 12.83% (stronger) |
| Problem loans | 7.82% | 0.04% (stronger) |
| Net charge-offs | -0.03% (stronger) | -0.01% |
| Return on assets | 1.06% | 1.14% (stronger) |
| Loans ÷ deposits | 90.3% | 58.3% (stronger) |
| Uninsured deposits | 24.6% | 21.2% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Community Bank has the higher TellerScore (85 vs 45). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 1 and The Community Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.