Side-by-side · Q2 2026 data
First Bank vs All Capital Bank
Metric by metric
| Measure | First Bank | All Capital Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 73 |
| Capital cushion | 92 (stronger) | 45 |
| Loan quality | 91 (stronger) | 90 |
| Earnings | 100 (stronger) | 95 |
| Funding & liquidity | 83 (stronger) | 54 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 98th | 53rd |
| Total assets | $118.0M | $176.1M |
| Deposits / shares | $100.1M | $158.4M |
| Capital ratio | 14.16% (stronger) | 9.52% |
| Problem loans | 0.27% (stronger) | 0.30% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 2.88% (stronger) | 1.88% |
| Loans ÷ deposits | 64.6% (stronger) | 91.8% |
| Uninsured deposits | 26.1% (stronger) | 28.2% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
First Bank has the higher TellerScore (93 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 6 and All Capital Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Locust Grove, OK