Side-by-side · Q2 2026 data
First Bank vs Centennial Bank
Metric by metric
| Measure | First Bank | Centennial Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 79 |
| Capital cushion | 92 (stronger) | 76 |
| Loan quality | 91 (stronger) | 82 |
| Earnings | 100 | 100 |
| Funding & liquidity | 83 (stronger) | 40 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 98th | 94th |
| Total assets | $118.0M | $24.6B |
| Deposits / shares | $100.1M | $19.6B |
| Capital ratio | 14.16% (stronger) | 12.61% |
| Problem loans | 0.27% (stronger) | 0.55% |
| Net charge-offs | 0.01% (stronger) | 0.07% |
| Return on assets | 2.88% (stronger) | 2.13% |
| Loans ÷ deposits | 64.6% (stronger) | 85.4% |
| Uninsured deposits | 26.1% (stronger) | 46.7% |
| Offices | 4 | 225 |
| CFPB complaints (3 yrs) | — | 55 |
| Complaints per $1B deposits | — | 2.8 |
| Mortgage denial rate (HMDA) | — | 23.4% |
First Bank has the higher TellerScore (93 vs 79). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 7 and Centennial Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.