Side-by-side · Q2 2026 data
First Bank vs Community Bank
Metric by metric
| Measure | First Bank | Community Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 71 |
| Capital cushion | 92 (stronger) | 51 |
| Loan quality | 91 (stronger) | 71 |
| Earnings | 100 | 100 |
| Funding & liquidity | 83 (stronger) | 65 |
| Problem-loan coverage | 98 (stronger) | 84 |
| Peer percentile | 98th | 47th |
| Total assets | $118.0M | $119.1M |
| Deposits / shares | $100.1M | $106.9M |
| Capital ratio | 14.16% (stronger) | 10.09% |
| Problem loans | 0.27% (stronger) | 0.86% |
| Net charge-offs | 0.01% (stronger) | 0.04% |
| Return on assets | 2.88% (stronger) | 2.13% |
| Loans ÷ deposits | 64.6% (stronger) | 90.1% |
| Uninsured deposits | 26.1% | 19.8% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank has the higher TellerScore (93 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 6 and Community Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.