Side-by-side · Q2 2026 data
First Bank vs RCB Bank
Metric by metric
| Measure | First Bank | RCB Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 72 |
| Capital cushion | 92 (stronger) | 57 |
| Loan quality | 91 (stronger) | 69 |
| Earnings | 100 (stronger) | 79 |
| Funding & liquidity | 83 | 88 (stronger) |
| Problem-loan coverage | 98 (stronger) | 91 |
| Peer percentile | 98th | 66th |
| Total assets | $118.0M | $4.0B |
| Deposits / shares | $100.1M | $3.5B |
| Capital ratio | 14.16% (stronger) | 10.70% |
| Problem loans | 0.27% (stronger) | 0.94% |
| Net charge-offs | 0.01% (stronger) | 0.11% |
| Return on assets | 2.88% (stronger) | 1.47% |
| Loans ÷ deposits | 64.6% (stronger) | 64.9% |
| Uninsured deposits | 26.1% | 21.9% (stronger) |
| Offices | 4 | 55 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.7% |
First Bank has the higher TellerScore (93 vs 72). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 6 and RCB Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.