Side-by-side · Q2 2026 data
First Bank vs Decorah Bank & Trust Company
Metric by metric
| Measure | First Bank | Decorah Bank & Trust Company |
|---|---|---|
| TellerScore | 78 (stronger) | 74 |
| Capital cushion | 77 (stronger) | 54 |
| Loan quality | 82 | 84 (stronger) |
| Earnings | 81 | 87 (stronger) |
| Funding & liquidity | 60 | 64 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 72nd | 57th |
| Total assets | $739.9M | $794.1M |
| Deposits / shares | $619.8M | $694.7M |
| Capital ratio | 12.72% (stronger) | 10.41% |
| Problem loans | 0.54% | 0.49% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 1.54% | 1.67% (stronger) |
| Loans ÷ deposits | 90.0% | 82.0% (stronger) |
| Uninsured deposits | 24.4% (stronger) | 27.7% |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | — |
First Bank has the higher TellerScore (78 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 4 and Decorah Bank & Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.