Side-by-side · Q2 2026 data
First Bank vs Manufacturers Bank & Trust Company
Metric by metric
| Measure | First Bank | Manufacturers Bank & Trust Company |
|---|---|---|
| TellerScore | 78 (stronger) | 68 |
| Capital cushion | 77 (stronger) | 54 |
| Loan quality | 82 (stronger) | 69 |
| Earnings | 81 (stronger) | 73 |
| Funding & liquidity | 60 | 75 (stronger) |
| Problem-loan coverage | 94 (stronger) | 89 |
| Peer percentile | 72nd | 37th |
| Total assets | $739.9M | $738.2M |
| Deposits / shares | $619.8M | $640.4M |
| Capital ratio | 12.72% (stronger) | 10.44% |
| Problem loans | 0.54% (stronger) | 0.94% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 1.54% (stronger) | 1.31% |
| Loans ÷ deposits | 90.0% | 79.3% (stronger) |
| Uninsured deposits | 24.4% | 19.9% (stronger) |
| Offices | 7 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.4% | 1.2% |
First Bank has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 4 and Manufacturers Bank & Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.