Side-by-side · Q2 2026 data
First Bank vs Century Bank
Metric by metric
| Measure | First Bank | Century Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 69 |
| Capital cushion | 80 (stronger) | 51 |
| Loan quality | 63 | 80 (stronger) |
| Earnings | 83 (stronger) | 70 |
| Funding & liquidity | 58 | 72 (stronger) |
| Problem-loan coverage | 86 | 92 (stronger) |
| Peer percentile | 57th | 40th |
| Total assets | $562.9M | $566.2M |
| Deposits / shares | $484.6M | $509.2M |
| Capital ratio | 12.96% (stronger) | 10.12% |
| Problem loans | 1.11% | 0.60% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.10% |
| Return on assets | 1.58% (stronger) | 1.24% |
| Loans ÷ deposits | 78.8% | 76.5% (stronger) |
| Uninsured deposits | 35.7% | 26.0% (stronger) |
| Offices | 14 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | 14.9% |
First Bank has the higher TellerScore (74 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 4 and Century Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.