Side-by-side · Q2 2026 data
First Bank vs Peoples Bank
Metric by metric
| Measure | First Bank | Peoples Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 52 |
| Capital cushion | 80 (stronger) | 67 |
| Loan quality | 63 (stronger) | 0 |
| Earnings | 83 | 100 (stronger) |
| Funding & liquidity | 58 (stronger) | 52 |
| Problem-loan coverage | 86 (stronger) | 45 |
| Peer percentile | 57th | 8th |
| Total assets | $562.9M | $503.5M |
| Deposits / shares | $484.6M | $445.0M |
| Capital ratio | 12.96% (stronger) | 11.72% |
| Problem loans | 1.11% (stronger) | 4.28% |
| Net charge-offs | -0.00% (stronger) | 0.31% |
| Return on assets | 1.58% | 3.96% (stronger) |
| Loans ÷ deposits | 78.8% (stronger) | 87.0% |
| Uninsured deposits | 35.7% | 34.2% (stronger) |
| Offices | 14 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | 18.3% |
First Bank has the higher TellerScore (74 vs 52). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 5 and Peoples Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.