Side-by-side · Q2 2026 data
First Bank vs The Peoples Bank
Metric by metric
| Measure | First Bank | The Peoples Bank |
|---|---|---|
| TellerScore | 74 (stronger) | 72 |
| Capital cushion | 80 (stronger) | 52 |
| Loan quality | 63 | 89 (stronger) |
| Earnings | 83 (stronger) | 60 |
| Funding & liquidity | 58 | 83 (stronger) |
| Problem-loan coverage | 86 | 97 (stronger) |
| Peer percentile | 57th | 50th |
| Total assets | $562.9M | $581.8M |
| Deposits / shares | $484.6M | $522.6M |
| Capital ratio | 12.96% (stronger) | 10.25% |
| Problem loans | 1.11% | 0.34% (stronger) |
| Net charge-offs | -0.00% | -0.03% (stronger) |
| Return on assets | 1.58% (stronger) | 1.00% |
| Loans ÷ deposits | 78.8% | 45.2% (stronger) |
| Uninsured deposits | 35.7% | 30.5% (stronger) |
| Offices | 14 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | — |
First Bank has the higher TellerScore (74 vs 72). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 3 and The Peoples Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.