Side-by-side · Q2 2026 data
First Bank vs Apple Federal Credit Union
Metric by metric
| Measure | First Bank | Apple Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 76 (stronger) |
| Capital cushion | 44 | 59 (stronger) |
| Loan quality | 89 (stronger) | 81 |
| Earnings | 65 | 76 (stronger) |
| Funding & liquidity | 62 | 90 (stronger) |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 44th | 79th |
| Total assets | $2.1B | $5.7B |
| Deposits / shares | $1.8B | $4.8B |
| Capital ratio | 9.44% | 10.93% (stronger) |
| Problem loans | 0.32% (stronger) | 0.56% |
| Net charge-offs | 0.09% (stronger) | 0.55% |
| Return on assets | 1.14% | 1.40% (stronger) |
| Loans ÷ deposits | 79.8% | 69.9% (stronger) |
| Uninsured deposits | 31.1% | 13.2% (stronger) |
| Offices | 32 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.0% | 33.0% |
Apple Federal Credit Union has the higher TellerScore (76 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 2 and Apple Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.