Side-by-side · Q2 2026 data
First Bank vs City National Bank of West Virginia
Metric by metric
| Measure | First Bank | City National Bank of West Virginia |
|---|---|---|
| TellerScore | 67 | 78 (stronger) |
| Capital cushion | 44 | 46 (stronger) |
| Loan quality | 89 | 93 (stronger) |
| Earnings | 65 | 98 (stronger) |
| Funding & liquidity | 62 | 76 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 44th | 86th |
| Total assets | $2.1B | $6.8B |
| Deposits / shares | $1.8B | $5.4B |
| Capital ratio | 9.44% | 9.65% (stronger) |
| Problem loans | 0.32% | 0.22% (stronger) |
| Net charge-offs | 0.09% | 0.05% (stronger) |
| Return on assets | 1.14% | 1.96% (stronger) |
| Loans ÷ deposits | 79.8% (stronger) | 82.7% |
| Uninsured deposits | 31.1% | 16.7% (stronger) |
| Offices | 32 | 95 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 17.0% | 27.3% |
City National Bank of West Virginia has the higher TellerScore (78 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 1 and City National Bank of West Virginia on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Winchester, VA
- Staunton, VA
- Front Royal, VA
- Waynesboro, VA
- Woodstock, VA
- Strasburg, VA
- Stephens City, VA