TellerScore

Side-by-side · Q2 2026 data

First Bank vs Old Dominion National Bank

Bank

First Bank

Strasburg, Virginia · $1 billion – $10 billion

67of 100
Moderate

Bank

Old Dominion National Bank

Charlottesville, Virginia · $1 billion – $10 billion

64of 100
Moderate

Metric by metric

MeasureFirst BankOld Dominion National Bank
TellerScore67 (stronger)64
Capital cushion4468 (stronger)
Loan quality89 (stronger)72
Earnings65 (stronger)51
Funding & liquidity62 (stronger)43
Problem-loan coverage95 (stronger)89
Peer percentile44th33rd
Total assets$2.1B$1.8B
Deposits / shares$1.8B$1.5B
Capital ratio9.44%11.75% (stronger)
Problem loans0.32% (stronger)0.85%
Net charge-offs0.09% (stronger)0.26%
Return on assets1.14% (stronger)0.78%
Loans ÷ deposits79.8% (stronger)90.7%
Uninsured deposits31.1% (stronger)39.5%
Offices326
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)17.0%0.0%

First Bank has the higher TellerScore (67 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First Bank leads on 6 and Old Dominion National Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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