Side-by-side · Q2 2026 data
First Bank Blue Earth vs First State Bank
Metric by metric
| Measure | First Bank Blue Earth | First State Bank |
|---|---|---|
| TellerScore | 64 | 81 (stronger) |
| Capital cushion | 45 | 74 (stronger) |
| Loan quality | 87 | 96 (stronger) |
| Earnings | 39 | 75 (stronger) |
| Funding & liquidity | 75 (stronger) | 65 |
| Problem-loan coverage | 94 | 99 (stronger) |
| Peer percentile | 26th | 80th |
| Total assets | $322.7M | $674.3M |
| Deposits / shares | $283.2M | $572.2M |
| Capital ratio | 9.47% | 12.40% (stronger) |
| Problem loans | 0.39% | 0.12% (stronger) |
| Net charge-offs | 0.13% | 0.00% (stronger) |
| Return on assets | 0.48% | 1.38% (stronger) |
| Loans ÷ deposits | 74.0% (stronger) | 86.5% |
| Uninsured deposits | 25.6% | 22.4% (stronger) |
| Offices | 1 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank has the higher TellerScore (81 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First Bank Blue Earth leads on 1 and First State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.