Side-by-side · Q2 2026 data
First Bank Chicago vs 1st Equity Bank
Metric by metric
| Measure | First Bank Chicago | 1st Equity Bank |
|---|---|---|
| TellerScore | 52 | 85 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 64 | 100 (stronger) |
| Earnings | 31 | 75 (stronger) |
| Funding & liquidity | 62 (stronger) | 33 |
| Problem-loan coverage | 79 | 100 (stronger) |
| Peer percentile | 9th | 88th |
| Total assets | $2.2B | $130.0M |
| Deposits / shares | $1.8B | $87.7M |
| Capital ratio | 9.09% | 16.46% (stronger) |
| Problem loans | 1.09% | 0.00% (stronger) |
| Net charge-offs | 0.15% | 0.00% (stronger) |
| Return on assets | 0.28% | 1.39% (stronger) |
| Loans ÷ deposits | 85.0% (stronger) | 110.4% |
| Uninsured deposits | 26.6% (stronger) | 30.7% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
1st Equity Bank has the higher TellerScore (85 vs 52). On the 7 directional measures above (where higher or lower is clearly better), First Bank Chicago leads on 2 and 1st Equity Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.