Side-by-side · Q2 2026 data
First Bank Chicago vs Bank of Springfield
Metric by metric
| Measure | First Bank Chicago | Bank of Springfield |
|---|---|---|
| TellerScore | 52 | 55 (stronger) |
| Capital cushion | 41 | 42 (stronger) |
| Loan quality | 64 (stronger) | 52 |
| Earnings | 31 | 72 (stronger) |
| Funding & liquidity | 62 (stronger) | 51 |
| Problem-loan coverage | 79 (stronger) | 75 |
| Peer percentile | 9th | 13th |
| Total assets | $2.2B | $2.0B |
| Deposits / shares | $1.8B | $1.7B |
| Capital ratio | 9.09% | 9.22% (stronger) |
| Problem loans | 1.09% (stronger) | 1.43% |
| Net charge-offs | 0.15% | -0.01% (stronger) |
| Return on assets | 0.28% | 1.30% (stronger) |
| Loans ÷ deposits | 85.0% (stronger) | 99.9% |
| Uninsured deposits | 26.6% | 23.6% (stronger) |
| Offices | 3 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 7.7% |
Bank of Springfield has the higher TellerScore (55 vs 52). On the 7 directional measures above (where higher or lower is clearly better), First Bank Chicago leads on 2 and Bank of Springfield on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.