Side-by-side · Q2 2026 data
First Bank Chicago vs Northwest Municipal Federal Credit Union
Credit union
Northwest Municipal Federal Credit Union
Des Plaines, Illinois · Under $100 million in assets
Metric by metric
| Measure | First Bank Chicago | Northwest Municipal Federal Credit Union |
|---|---|---|
| TellerScore | 52 | 86 (stronger) |
| Capital cushion | 41 | 87 (stronger) |
| Loan quality | 64 | 97 (stronger) |
| Earnings | 31 | 56 (stronger) |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 79 | 99 (stronger) |
| Peer percentile | 9th | 80th |
| Total assets | $2.2B | $41.4M |
| Deposits / shares | $1.8B | $35.7M |
| Capital ratio | 9.09% | 13.68% (stronger) |
| Problem loans | 1.09% | 0.09% (stronger) |
| Net charge-offs | 0.15% | 0.04% (stronger) |
| Return on assets | 0.28% | 0.90% (stronger) |
| Loans ÷ deposits | 85.0% | 49.6% (stronger) |
| Uninsured deposits | 26.6% | 6.8% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Northwest Municipal Federal Credit Union has the higher TellerScore (86 vs 52). On the 7 directional measures above (where higher or lower is clearly better), First Bank Chicago leads on 0 and Northwest Municipal Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.