Side-by-side · Q2 2026 data
First Bank Hampton vs Heartland Bank
Metric by metric
| Measure | First Bank Hampton | Heartland Bank |
|---|---|---|
| TellerScore | 74 | 79 (stronger) |
| Capital cushion | 66 | 82 (stronger) |
| Loan quality | 78 (stronger) | 73 |
| Earnings | 85 | 100 (stronger) |
| Funding & liquidity | 54 (stronger) | 46 |
| Problem-loan coverage | 92 (stronger) | 91 |
| Peer percentile | 57th | 75th |
| Total assets | $240.9M | $256.1M |
| Deposits / shares | $208.2M | $203.7M |
| Capital ratio | 11.61% | 13.23% (stronger) |
| Problem loans | 0.65% (stronger) | 0.81% |
| Net charge-offs | 1.04% | 0.04% (stronger) |
| Return on assets | 1.63% | 2.17% (stronger) |
| Loans ÷ deposits | 95.0% (stronger) | 104.2% |
| Uninsured deposits | 24.9% | 23.8% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Heartland Bank has the higher TellerScore (79 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First Bank Hampton leads on 2 and Heartland Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.