Side-by-side · Q2 2026 data
First Bank of Boaz vs First State Bank of DeKalb County
Metric by metric
| Measure | First Bank of Boaz | First State Bank of DeKalb County |
|---|---|---|
| TellerScore | 88 (stronger) | 86 |
| Capital cushion | 100 (stronger) | 91 |
| Loan quality | 98 (stronger) | 72 |
| Earnings | 54 | 100 (stronger) |
| Funding & liquidity | 85 (stronger) | 79 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 92nd | 90th |
| Total assets | $239.8M | $353.8M |
| Deposits / shares | $208.0M | $299.0M |
| Capital ratio | 19.66% (stronger) | 14.13% |
| Problem loans | 0.05% (stronger) | 0.84% |
| Net charge-offs | -0.01% (stronger) | 0.02% |
| Return on assets | 0.85% | 2.26% (stronger) |
| Loans ÷ deposits | 33.2% (stronger) | 68.6% |
| Uninsured deposits | 29.0% | 26.9% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank of Boaz has the higher TellerScore (88 vs 86). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Boaz leads on 5 and First State Bank of DeKalb County on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.