Side-by-side · Q2 2026 data
First Bank of Boaz vs Peoples Independent Bank
Metric by metric
| Measure | First Bank of Boaz | Peoples Independent Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 75 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 98 (stronger) | 90 |
| Earnings | 54 | 84 (stronger) |
| Funding & liquidity | 85 | 88 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 92nd | 61st |
| Total assets | $239.8M | $485.7M |
| Deposits / shares | $208.0M | $441.3M |
| Capital ratio | 19.66% (stronger) | 9.41% |
| Problem loans | 0.05% (stronger) | 0.30% |
| Net charge-offs | -0.01% (stronger) | 0.03% |
| Return on assets | 0.85% | 1.60% (stronger) |
| Loans ÷ deposits | 33.2% (stronger) | 42.5% |
| Uninsured deposits | 29.0% | 26.1% (stronger) |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.9% |
First Bank of Boaz has the higher TellerScore (88 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Boaz leads on 5 and Peoples Independent Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Boaz, AL