Side-by-side · Q2 2026 data
First Bank of Coastal Georgia vs Great Oaks Bank
Metric by metric
| Measure | First Bank of Coastal Georgia | Great Oaks Bank |
|---|---|---|
| TellerScore | 59 | 76 (stronger) |
| Capital cushion | 41 | 53 (stronger) |
| Loan quality | 88 | 97 (stronger) |
| Earnings | 29 | 77 (stronger) |
| Funding & liquidity | 64 | 73 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 17th | 64th |
| Total assets | $215.7M | $422.0M |
| Deposits / shares | $189.7M | $374.4M |
| Capital ratio | 9.07% | 10.25% (stronger) |
| Problem loans | 0.35% | 0.10% (stronger) |
| Net charge-offs | 0.06% | -0.01% (stronger) |
| Return on assets | 0.23% | 1.42% (stronger) |
| Loans ÷ deposits | 37.3% (stronger) | 73.2% |
| Uninsured deposits | 47.9% | 27.4% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.7% |
Great Oaks Bank has the higher TellerScore (76 vs 59). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Coastal Georgia leads on 1 and Great Oaks Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Richmond Hill, GA