Side-by-side · Q2 2026 data
First Bank of Ohio vs C E S Credit Union
Metric by metric
| Measure | First Bank of Ohio | C E S Credit Union |
|---|---|---|
| TellerScore | 90 | 91 (stronger) |
| Capital cushion | 100 (stronger) | 81 |
| Loan quality | 91 | 95 (stronger) |
| Earnings | 98 (stronger) | 94 |
| Funding & liquidity | 50 | 92 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 95th | 96th |
| Total assets | $278.4M | $244.3M |
| Deposits / shares | $176.2M | $210.7M |
| Capital ratio | 35.51% (stronger) | 13.10% |
| Problem loans | 0.26% | 0.16% (stronger) |
| Net charge-offs | 1.43% | 0.17% (stronger) |
| Return on assets | 1.96% (stronger) | 1.84% |
| Loans ÷ deposits | 107.4% | 68.3% (stronger) |
| Uninsured deposits | 17.3% | 3.0% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
C E S Credit Union has the higher TellerScore (91 vs 90). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Ohio leads on 2 and C E S Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.