Side-by-side · Q2 2026 data
First Bank of Ohio vs The Croghan Colonial Bank
Metric by metric
| Measure | First Bank of Ohio | The Croghan Colonial Bank |
|---|---|---|
| TellerScore | 90 (stronger) | 73 |
| Capital cushion | 100 (stronger) | 51 |
| Loan quality | 91 | 97 (stronger) |
| Earnings | 98 (stronger) | 68 |
| Funding & liquidity | 50 | 68 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 95th | 70th |
| Total assets | $278.4M | $1.4B |
| Deposits / shares | $176.2M | $1.1B |
| Capital ratio | 35.51% (stronger) | 10.13% |
| Problem loans | 0.26% | 0.08% (stronger) |
| Net charge-offs | 1.43% | 0.02% (stronger) |
| Return on assets | 1.96% (stronger) | 1.20% |
| Loans ÷ deposits | 107.4% | 80.8% (stronger) |
| Uninsured deposits | 17.3% (stronger) | 25.2% |
| Offices | 5 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.3% |
First Bank of Ohio has the higher TellerScore (90 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Ohio leads on 4 and The Croghan Colonial Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.