Side-by-side · Q2 2026 data
First Bank of Owasso vs American Bank and Trust Company
Metric by metric
| Measure | First Bank of Owasso | American Bank and Trust Company |
|---|---|---|
| TellerScore | 93 (stronger) | 60 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 100 (stronger) | 77 |
| Funding & liquidity | 52 | 64 (stronger) |
| Problem-loan coverage | 100 (stronger) | 50 |
| Peer percentile | 98th | 19th |
| Total assets | $639.3M | $324.4M |
| Deposits / shares | $538.7M | $268.9M |
| Capital ratio | 15.67% (stronger) | 15.32% |
| Problem loans | 0.01% (stronger) | 6.26% |
| Net charge-offs | 0.00% (stronger) | 0.30% |
| Return on assets | 2.80% (stronger) | 1.42% |
| Loans ÷ deposits | 90.3% | 71.6% (stronger) |
| Uninsured deposits | 30.8% (stronger) | 37.3% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Bank of Owasso has the higher TellerScore (93 vs 60). On the 7 directional measures above (where higher or lower is clearly better), First Bank of Owasso leads on 6 and American Bank and Trust Company on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.